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About Us

Reasons to Best Rate as Your Insurance Agent

At Best Rate Life Insurance we believe in providing an honest, non-intrusive way to research and apply for life insurance. What this means is:

  • You can research polices without providing personal information.
  • We believe life insurance should be provided in a low-pressure environment where the agent is there to assist the customer, not sell them.
  • Our process is the quickest and most efficient possible. We have modified and improved upon it for years so that there is no wasted time during the  underwriting process.
  • We are an independent agent… which means we are contracted with all the top life insurance carriers so we can get you the lowest-cost policy from the top carriers.
  • We Have Modeled Our Business for the Internet

    At Best Rate Life Insurance we believe in providing an honest, non-intrusive way to research and apply for life insurance. What this means is:

  • You never have to meet with an agent.
  • We provide instant quotes from top carriers—we don’t ask for your name, phone number, and email address just to get a quote.
  • We supply a general health class questionnaire to help choose your health class rating.
  • All personal information supplied on our site is protected with up to 256-bit Secure Sockets Layer encryption (to ensure your information is kept safe).
  • We never sell or distribute your information to anyone.
  • Online Case Management

  • We provide weekly application status updates.
  • If there is any type of additional information required by the Insurance company, an alert is sent immediately to avoid delays in underwriting.
  • You can log in to our website at any time to view complete case status.
  • We represent top rated Insurance Companies

    • We represent top-insurance companies that are rated above A- (Excellent) by A.M. Best Company, www.ambest.com
    • We have no bias towards one insurance company
    • We only quote rates that are fully guaranteed for the full term of the policy
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